“classes” of benefits.

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1-Benefit limits and duration vary by jurisdiction but each state provides essentially the same three “classes” of benefits. What are those benefits?

2-Medical benefits under workers compensation usually have large deductibles.

TRUE
FALSE

3-The medical bill generally go to the injured worker with the worker forwarding the bills to the insurance company,.
TRUE
FALSE

4-In Missouri, the injured workers must see the doctor that the company chooses.

TRUE

FALSE

5-MEDICAL BENEFITS ARE THE SAME IN EVERY STATE, BUT WITH JURISDICTIONAL NUANCES. REHABILITATIVE SERVICES ARE A PRIME EXAMPLE, HOWEVER NOT EVERY STATE DOES WHAT?

6-If the employee is unable to return to work with his previous employer due to the unavailability of an accommodating position or the inability to offer a job to accommodate the employee’s limitations then what is done with the worker?

7-Travel expenses are generally allowed for the injured worker to travel to and from the doctor.

TRUE
FALSE

8-Medical payments and lost wages are the same benefit.

TRUE
FALSE

9-Disability/indemnity benefits are subject to what?

TRUE
FALSE

10-Injury severity is classified as two types what are they?

TRUE
FALSE

11-What is temporary Partial disability?

TRUE

FALSE

12-Define temporary total disability.

TRUE

FALSE

13-Missouri pays temporary total disability benefits for how long?

TRUE

FALSE

14-What is the definition of permanent partial disability?

TRUE

FALSE

15-Missouri pays for permanent partial disability based on a number of weeks that are determined by what body part is injured.

TRUE

FALSE

16-Permanent total disability is defined as an injury that will last no longer than one calendar year.

TRUE

FALSE

17-Weekly disability benefits are subject to state, local and federal tax.

TRUE

FALSE

18-Maximum disability benefits are based on what?

19-What is SAWW and what percentage is applied to it?

20-What are some of the consequences for an employee hurt as a result of alcohol or drug use?