Develop a 7 to 8 page double-spaced paper that develops the topic of discrimination in financial markets. To show how pervasive discrimination is in home mortgages and commercial lending. Discuss how the equal credit opportunity act of 1974 has “teeth” and how bank mergers affect social equity and brings it to a conclusion. Title page, appendices and bibliography are not to be counted in the page total for the narrative portion of the paper. Your paper should begin with a concise summary paragraph that (1) states the problem/issue/topic you have selected and (2) summarizes your position, anticipating the conclusion. The remainder of the paper should support and explain your position. The paper should include at least three graphs developed in our course and define all economic concepts used to build your argument. Use of APA style and a bibliography. It should be double-spaced, in 12-point Times New Roman or Anal font, with margins no wider than one inch, have footnotes or end notes, with correct citations, have a bibliography of sources used, include, for each entry, the author, title, city and state of publisher, publishers name, year, and page numbers.