1-Missouri Employers are required to carry workers’ compensation insurance if they have ten or more employees. Missouri Employers involved in the construction industry are required to carry the coverage if they have one or more employees. This applies to all employers, regardless of whether the employees are part-time/casual laborers, full-time, or family members.
TRUE
FALSE
2-NOT ALL WORKERS HAVE TO BE COVERED BY WORKERS COMPENSATION INSURANCE BY STATE LAW. WHAT ARE FIVE OF THOSE OCCUPATIONS?
3-IF AN EMPLOYER LOSES THEIR WORKERS COMPENSATION INSURANCE FOR HIGH ACCIDENT RATES, THEY HAVE FEW OPTIONS. ONE LEGAL OPTION THEY HAVE IT TO PURCHASE INSURANCE THAT IS REFERRED TO AS WHAT?
4-WHAT IS AN EMPLOYEE?
5-WHAT MAKES THE INDEPENDENT CONTRACTOR DIFFERENT FROM AN EMPLOYEE?
6-THE POWERPOINT LISTS FOUR “TEST” QUESTIONS TO HELP EMPLOYERS DETERMINE WHO IS A LEGAL EMPLOYEE AND WHO IS A LEGAL INDEPENDENT CONTRACTOR. WHAT ARE THOSE FOUR “TEST” QUESTIONS?
7-Generally, what is the deciding factor in classifying a worker?
8-Sole proprietorships are exempt from workers compensation coverage.
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FALSE
9-The IRS has a form that determines whether or not the worker is an employee or contractor, the Form SS-9.
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FALSE
10-Most states use the “ABC” test to determine the status of the worker.
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FALSE
