Journey Through the Cardiovascular System

Resources: Textbook, Internet, and University Library

Imagine you are working in a physician’s office and you have been asked to design an informative diagram that will hang in the patient rooms. This diagram will be used by the physician as a visual aid to explain the journey of blood flow through the heart, lungs, veins, and arteries during a patient’s consult.

Complete the University of Phoenix Material: Cardiovascular System Worksheet.

Write a 175- to 350-word summary that discusses the importance of the cardiac system. How do you think the cardiac system will interact with the other systems discussed in this class (respiratory, gastrointestinal, and urinary system)?

Cite any sources. For additional information on how to properly cite your sources, log on to the Reference and Citation Generator resource in the Center for Writing Excellence.

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simplicity, Young planned to initially ignore any other tax considerations throughout her analysis.) Other
closing fees were estimated to be around $2,000.

In order to finance the remaining 80 per cent of the purchase price, Young contacted several lenders and
found that she would be able to obtain a mortgage at a 4 per cent “quoted” annual rate1 that would be
locked in for a 10-year term and that she would amortize the mortgage over 25 years, with monthly
payments. The money that Young was planning to use for her down payment and closing costs was
presently invested and was earning the same efi’ective monthly rate of return as she would be paying on
her mortgage. Young assumed that if she were to sell the condominium – say, in the next two to 10 years
she would pay 5 per cent of the selling price to realtor fees plus $2,000 in other closing fees.
SCENARIO ANALYSIS

In order to complete a financial analysis of the buy-versus-rent decision, Young realized that her first task
would be to determine the required monthly mortgage payments. Next, she wanted to determine the
opportunity cost (on a monthly basis) of using the lump-sum required funds for the condominium
purchase rather than leaving those funds invested and earning the effective monthly rate, assumed to be
equivalent to the mortgage rate. She would then be able to determine additional monthly payments
required to buy the condominium compared to renting, including the opportlmity cost.

Young wanted to consider what might happen if she chose to sell the condominium at a future date. She
was confident that any re-sell would not happen for at least two years, but it could certainly happen in five
or 10 years’ time. She needed to model the amount of the outstanding principal at various points in the
future – two, five or 10 years from now. She then wanted to determine the net future gain or loss after
two, five and 10 years under the following scenarios, which she had determined were possible after some
due diligence regarding future real-estate prices in the Toronto condo market: (a) The condo price
remains unchanged; (b) The condo ace drops 10 E cent over the next two years, then increases back to