Supporting evidence (Scholarly Articles)

Sample Solution

Sure, here is the summary of the relevant information from the first article 1:

• I couldn't access the article.

Here is the summary of the relevant information from the second article 2:

• Yes, some groups in the United States have more difficulty accessing quality health care than others. The Commonwealth Fund Biennial Health Insurance Survey finds that racial and ethnic minorities, low-income individuals, and those with chronic health conditions are more likely to be underinsured or lack health insurance altogether. This can lead to significant barriers in accessing timely and affordable care, including avoiding necessary treatments, skipping preventive care, and accumulating medical debt.

• Several factors contribute to these disparities. One major factor is income. Low-income individuals are more likely to be uninsured or underinsured due to the high cost of health insurance premiums and out-of-pocket costs. Racial and ethnic minorities also face higher rates of uninsurance and underinsurance, partially due to systemic discrimination and limited access to affordable coverage options. Additionally, those with chronic health conditions may require more frequent and specialized care, leading to higher healthcare costs that can strain their financial resources.

Full Answer Section

• Addressing these disparities requires a multifaceted approach. Expanding Medicaid coverage to all eligible individuals is crucial, as it provides affordable health insurance for low-income individuals and those with disabilities. Strengthening the Affordable Care Act (ACA) marketplaces by making subsidies permanent and increasing their affordability can also help close the coverage gap for many Americans. Furthermore, reducing out-of-pocket costs through policies like capping deductibles and copayments can make healthcare more accessible for underinsured individuals.

• Additionally, addressing social determinants of health, such as poverty, education, and housing, is essential for improving health outcomes and reducing disparities. Investing in community-based programs that address social needs can help improve health equity and ensure that everyone has the opportunity to live a healthy life. Finally, increasing transparency and competition in the healthcare market can help lower costs and improve the quality of care for all Americans.

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